I WAS TRAVELLING ABOUT 25-30MPH STARTED TO SKID (YES IT WAS ICY) LIGHTLY TAPPED THE BRAKES THEN ALL OF A SUDDEN THE STEERING LOCKED UP AND THE BRAKES ALSO. ALL I COULD DO WAS LET GO AND HOPE FOR THE BEST. ENDING UP HITTING A FED EX VAN AND PGE TRUCK WITH A SNOW PLOW. THERE IS A POLICE REPORT AND THE CAR ENDED UP GETTING TOTALLED. I HAD ONLY MADE ONE PAYMENT ON IT. INSURANCE CLAIM# 003379048000000016001 USAA , AIRBAG DID NOT DEPLOY.