I WAS INVOLVED IN A LIFE THREATENING ACCIDENT THAT CAUSED MY CAR TO BE TOTALED WHEN THE ENGINE MADE A LOUD KNOCKING NOISE AND THE ENGINE SEIZED WHILE IN MOTION ON A BUSY HIGHWAY AT A SPEED OF 65 MPH WITHOUT ANY SUDDEN WARNING AND MY FAMILY IN THE CAR WE HAD LESS THAN 1 MINUTE TO ESCAPE BEFORE ANOTHER DRIVER SMASHED INTO THE CAR AT 65 MPH. THE CAR STOPPED SO FAST THERE WAS NO TIME TO PULL OVER TO SAFTEY OR A SOULDER