VEHICLE WIRE HARNESS LOCATED UNDERNEATH DASHBOARD HAS WORN DOWN FROM NORMAL VEHICLE MOVEMENT. WIRE HARNESS HAS NO SHIELD OR PROTECTION, AND MADE CONTACT WITH BODY FRAME. THIS SHORTED VEHICLE ELECTRICAL SYSTEM OUT WHILE ATTEMPTING TO START VEHICLE, AND CAUSED A FIRE IN THE FUSEABLE LINK, IGNITION AND DESTROYED OTHER ASSORTED WIRES. FILED A CLAIM WITH MY INSURANCE AGENCY (ALLSTATE), AND CLAIM WAS DENIED BECAUSE THEY FELT IT WAS A FACTORY DEFECT. ATTEMPTED TO CONTACT GMC CUSTOMER ASSISTANCE CENTER (FILE CLAIM # 990102910.) THE REPRESENTATIVE STATED THEY WOULD NOT BE ABLE TO PROCESS A CLAIM OR REPORT DUE TO THE VEHICLE BEING OUT OF WARRANTY AND OVER 36,000 MILES. THEY REFUSED MY REQUEST FOR ADDITIONAL CONSIDERATION SOLEY BECAUSE THE VEHICLE WAS OUT OF WARRANTY. THIS ELECTRICAL PROBLEM MAY BE A SERIOUS DEFECT. I BRING THIS TO YOUR ATTENTION THAT IN THE HOPE YOU MIGHT BRING THIS TO THE ATTENTION TO GMC. EITHER THIS IS A FACTORY FLAW OR ASSEMBLY LINE ERROR. I DON'T KNOW. HOWEVER I KNOW THAT THIS SHOULD NOT HAVE OCCURRED. LUCKLY, I WAS NOT DRIVING OR THIS VEHICLE WAS PARKED SOMEWHERE UNATTENDED IN MY GARAGE. PLEASE HELP ME. THANK YOU! *AK