DRIVING APPROX. 55MPH WHEN BRAKES WERE APPLIED. VEHICLE STARTED TO SKID. ANOTHER VEHICLE MAKING LEFT TURN WAS BROADSIDED. UPON IMPACT, NEITHER AIR BAGS DEPLOYED. OWNER SUFFERED SPRAINED WRIST & SLIGHT BACK INJURY. OTHER DRIVER HOSPITALIZED. MANUFACTURER SENT AN INSPECTOR & WAS TOLD THE ACCIDENT DID NOT MEET THEIR CRITERIA.