I HAD THE OIL CHANGED IN PAHRUMP, NEVADA AT ROUND 10 AM. AFTERWARDS, I DROVE THE VEHICLE AROUND TOWN FOR SEVERAL HOURS, LOADING IT UP WITH BELONGINGS BECAUSE I WAS MOVING 160 NORTH ON HWY 95. AFTER STOPPING IN BEATTY, NEVADA, MY SUV SPUTTERED. I TOOK THE SUV OUT OF OVERDRIVE INTO DRIVE TO SEE IF IT WOULD BACKFIRE TO GET THE DIRT OR WATER OUT OF THE FUEL LINE FROM JUST FILLING UP. ABOUT A MILE DOWN THE ROAD, I HEARD A BELT SQUEAL. THINKING MY TRANSMISSION MAYBE GOING OUT DUE TO THE FACT I HADN'T DRIVEN IN DRIVE FOR SOME TIME, I CONTINUED ON MY WAY PRAYING THE VEHICLE WOULD MAKE IT TO MY DESTINATION. IT WASN'T UNTIL I REACHED THE 88 MILE MARKER, DID THE SQUEAL HAPPEN AGAIN. THEN WHITE SMOKE FOLLOWED. I THOUGHT, WELL THERE GOES THE RADIATOR TOO. JUST PAST THE 92 MILE MARKER, THE ENGINE LOCKED UP. I STILL HAD WHITE SMOKE AND NO SHOULDER. I DECIDED I HAD TO GET THE VEHICLE OFF THE ROAD AT 7 P.M. I WENT OVER INTO THE DITCH WITHOUT TURNING OVER WITH MY BELONGINGS. IMMEDIATELY, I NOTICED THE OIL AND OIL PAN LIGHTS ON. MY HEADLIGHTS WERE STILL ON. I CALLED A FRIEND WHO TOLD ME TO GET OUT IMMEDIATELY. I CALLED 911 AT 7:05 P.M. THEY TOLD ME TO RUN. WITHIN A MINUTE A SMALL FLAME CAME SHOOTING OUT OF THE VEHICLE WHICH CONTINUED TO BURN FOR OVER ONE HOUR UNTIL THE FIRE DEPARTMENT SHOWED UP TO PUT THE FIRE OUT WITH FOAM. I HAVE SPOKEN TO A COUPLE OF SEASONED MECHANICS. THEY SAID IT SOUNDED LIKE THE OIL FILTER WAS DEFECTIVE. ANOTHER SAID AFTER LOOKING AT WHAT WAS LEFT... ONLY THE SHELL,