TL* THE CONTACT OWNED A 2016 RAM 1500. THE CONTACT STATED THAT WHILE DRIVING AT 40 MPH WITH THE SEAT BELT SECURED, THE CONTACT BECAME DISTRACTED BY HIS PHONE AND CRASHED WITH ANOTHER VEHICLE AT A RED LIGHT. THE CONTACT CRASHED INTO THE FRONT DRIVER SIDE OF AN UNKNOWN VAN AS A RESULT THE VAN SPUN AND CRASHED BACK INTO THE REAR DRIVER SIDE PANEL OF THE CONTACTS VEHICLE. THE AIR BAGS DID NOT DEPLOY. THE CONTACT SUSTAINED NECK INJURIES HOWEVER MEDICAL ATTENTION WAS NOT PROVIDED. A POLICE REPORT WAS FILED. THERE WAS NO FIRE DUE TO THE CRASH. THE VEHICLE WAS TOWED TO AN INDEPENDENT LOT. THE LOCAL DEALER WAS NOT CONTACTED AND THE VEHICLE WAS NOT DIAGNOSED OR REPAIRED. THE MANUFACTURER WAS NOT CONTACTED. THE INSURANCE COMPANY DEEMED THE VEHICLE A TOTAL LOSS. THE FAILURE MILEAGE WAS 51,000. *DT *DT*JB