TL* THE CONTACT OWNS A 2015 KIA RIO. WHILE DRIVING 60-65 MPH ON THE FREEWAY, THE VEHICLE STARTED TO JERK AND A LOUD GRINDING NOISE WAS HEARD WITHOUT WARNING. THE CONTACT MANAGED TO EXIT THE FREEWAY ONTO A RESIDENTIAL STREET WHERE THE CONTACT NOTICED SMOKE UNDER THE HOOD. SUDDENLY, THERE WAS A LOUD EXPLOSION UNDER THE HOOD AND THE CONTACT'S HEAD IMPACTED THE STEERING WHEEL. THE VEHICLE BECAME ENGULFED WITH BLACK SMOKE. THE CONTACT SUSTAINED A BUSTED LIP, BRUISED EYE, A WHIPLASH, AND A CONCUSSION. MEDICAL ATTENTION WAS NOT RECEIVE AS OF YET. THE AIR BAGS DID NOT DEPLOY. A POLICE REPORT WAS NOT FILED. THE VEHICLE WAS TOWED BY AN INDEPENDENT MECHANIC TO A LOT. THE DEALER AND MANUFACTURER WERE NOT CONTACTED. THE CAUSE OF THE FAILURE WAS NOT DETERMINED. THE FAILURE MILEAGE WAS APPROXIMATELY 93,000. THE VIN WAS UNKNOWN.