IWAS DRIVING MY SON TO AN ORTHODONIC APPOINTMENT MID MORNING, GOOD WEATHER CONDITIONS. THERE WAS RED LIGHT AHEAD WITH TWO CARS STOPPED. WHEN I BRAKED, MY VEHICLE WOULD NOT STOP, AND I HIT THE CAR IN FRONT OF MINE, WHICH THEN HIT THE VEHICLE IN FRONT OF IT. IT FELT LIKE I DID NOT HAVE BRAKES THAT FUNCTIONED PROPERLY. IT WAS CONFUSING TO ME AND I GUESS I BLAMED IT ON THE PAVEMENT. NOW THE SAME THING HAS HAPPENED TO ME HUSBAND AND I NOW KNOW THERE IS DEFINATLY A BRAKE PROBLEM. MY HUSBAND HAD UNPLUGGED THE ABS SYSTEM, ON THE ADVICE OF THE CHEVROLET DEALERSHIP. WE'RE BOTH CONCERNED ABOUT OUR INSURANCE AND WOULD LIKE SOME HELP IF THEY TRY TO RAISE OUR RATES. WE'RE ALSO OUT INSURANCE DEDUCTIBLES, NOT TO MENTION ALL THE NIGHTS I COULD NOT SLEEP THINKING ABOUT THE ACCIDENT. PLEASE FEEL FREE TO CALL ME IF YOU HAVE ANY QUESTIONS. MARIBEL KUEHL