DRIVER'S SIDE SEAT BELT FAILED TO LOCK UP WHEN THE BRAKES WERE APPLIED. VEHICLE WAS "T-BONED" BY ANOTHER VEHICLE ON PASSENGER'S SIDE. NO AIR BAGS. INSURANCE CO. SAID NOT A PROBLEM. CONTACTED DEALER & WILL NOT REPAIR UNTIL OWNER PAYS FIRST. MANUFACTURER INFORMED OWNER IF FOUND LIABLE BY INSURANCE CO. WILL NOT REPAIR. *AK