I WAS DRIVING NOT FAR FROM MY HOUSE DOING BETWEEN 20 AND 25 MPH. THE ROAD IS VERY WINDY AND BEING A SECONDARY ROAD THERE ARE NO GUARD RAILS. BOTH SIDES OF THE ROAD ARE HEAVILY POPULATED WITH TREES. COMING UP TO ANOTHER CURVE IN THE ROAD I APPLIED MY BRAKES THE SLOW A LITTLE MORE TO TAKE THE CURVE, AS I STARTED TO TURN THE STEERING WHEEL I REALIZED IT WOULD NOT TURN, IT WAS LOCKED IN PLACE.NOW I'M APPLYING MY BRAKES HARDER, FIGHTING TO TURN MY STEERING WHEEL AND STOP, ALL TO NO AVAIL. I HIT A TREE BEFORE I COULD STEER MY JEEP. MY "PURCHASED NEW" 2016, IN VERY GOOD CONDITION IS NOW TOTALED, WINDOWS BLOWOUT, AIRBAGS DEPLOYED, AND THANK GOD I WALKED AWAY WITH THE HELP OF EMS, FIREFIGHTERS AND POLICE. I AM A SINGLE WORKING MOTHER, WHO COULD HAVE LOST HER LIFE. I KNOW THERE IS NO RECALL ON MY VIN NUMBER BUT THERE ARE NUMEROUS COMPLAINS ABOUT OTHER JEEPS, (MY YEAR AND OTHER YEARS) WITH THE STEERING LOCKING UP OR FREEZING. AT THE TIME OF THIS WRITING THE POLICE REPORT WAS NOT READY. I WILL OBTAIN THAT REPORT. I ALSO THINK I SHOULD REQUEST THE INSURANCE COMPANY HAVE THE JEEP CHECKED OUT TO SEE IF THEY CAN TELL WHAT CAUSED THE ACCIDENT. IF THIS CAN BE DONE ALSO, I WILL OBTAIN THIS REPORT ALSO AND UPLOAD EVERYTHING WITH PICTURES OF MY TOTALED JEEP.THANKING YOU ADVANCE FOR ANY HELP YOU CAN SUPPLY.