WHILE DRIVING AT ABOUT 35 TO 40 MPH UNDER CLOUDY CONDITIONS WITH HEADLIGHTS ON CAME TO A STOP SIGN. WHILE PROCEEDING ACROSS THE ROAD, ANOTHER VEHICLE TURNED LEFT AND IN FRONTOF CONSUMER'S VEHICLE, CAUSING CONSUMER TO CRASH INTO THE SIDE OF OTHER VEHICLE. UPON IMPACT, DRIVER'S AIR BAG DID NOT DEPLOY. *AK