The contact owned a 2013 Kia Optima. The contact stated while driving approximately 55 MPH the vehicle stalled as if someone had pulled the vehicle. Numerous warning lights were illuminated on the instrument panel. The contact slowed down and pulled over safely then removed herself from the vehicle. Once exited the vehicle it became totally engulfed in flames and was destroyed; however, prior to exiting the vehicle noticed black smoke coming from the hood. The fire department arrived on the scene and extinguished the fire. There was a police report. There were no injuries sustained or medical reports. The approximate failure mileage was 90,000.