The engine block of our car caught fire while it was parked and turned off. It melted the engine and hood of the car, totaling it. Thankfully, we were not in the vehicle when the incident occurred, so no one was injured. At the time of the incident, our car was parked outside our apartment building under a low-hanging tree, which was burned in the fire. Had a neighbor not noticed and called 911, the fire may have spread to the nearby apartment building and caused much more severe damage than what was already done to the car. We had no warning prior to the incident. To our knowledge, the car was in perfect condition. We had bought it brand new 16 months prior and had taken it in for its scheduled maintenance 3 times. We are unaware if the vehicle has been inspected yet or if they've discovered the origin of the problem. All we know is that the insurance company and firefighters confirmed it wasn't arson, as the fire was contained to the engine block and front end of the car, and they also confirmed we were not at fault. Vehicle caught fire while it was parked and turned off.