CONSUMER WAS DRIVING ABOUT 45-50 WHEN A DEAR CROSSED THE PATH OF THE VEHICLE .CONSUMER SWERVED TO AVOID HITTING THE DEAR. CAR TIPPED OVER AND SLID INTO A TREE CONSUMER WAS HANGING UPWARDS IN THE DRIVER'S SEAT, HELD BY SAFETY BELT. WHILE CONSUMER WAS CALLING 911, SAFETY BELT SNAPPED AND CONSUMER FELL TO THE OTHER SIDE OF VEHICLE AGAINST THE TREE. ALSO, UPON IMPACT, AIRBAGS DID NOT DEPLOY. DEALER SENT SOMEONE OUT TO CHECK VEHICLE, AND COULD NOT DETERMINE HOW SEATBELT SNAPPED. *AK