We purchased Toyota Camry in 2013. Currently, it has a mileage of less than 100K. We regularly serviced it at Landers Toyota dealership, and the last maintenance was performed a week before the accident. Driving home from work, my wife heard a bang and felt a jolt after which she was forced to stop. There were no warning signs. The car was filled with smoke and seconds later the flames appeared from underneath the car (luckily, she managed to escape without injuries). I towed the car to the garage for inspection and a large (about 4-5 inches) and wide (about 1 inch) crack was found on the engine. I contacted my insurance rep and the adjustor will inspect the vehicle within 1-3 business days.