The contact owned a 2020 Subaru Outback. The contact stated that while coming to a complete stop at a red light, an abnormally loud noise was heard coming from the vehicle, and then black smoke came from underneath the driver's side hood. Additionally, a fuel odor was detected while driving. No warning light was illuminated. The contact parked and exited the vehicle with two minor passengers while flames erupted from the engine compartment. No injuries were sustained, and no medical attention was received. The fire department arrived on the scene and extinguished the fire. A fire department report was filed. The vehicle was towed to a tow yard, where it was deemed totaled by the insurance company. The manufacturer was not made aware of the failure. The failure mileage was 44,882.