ON 05/08/99 THE COMPLAINTANT WAS INVOLVED IN A SINGLE VEHICLE ACCIDENT WHICH RESULTED IN SIGNIFICANT PHYSICAL INJURY (I.E., SECOND AND THIRD DEGREE BURNS) TO THE PASSENGER, AND COMPLETE LOSS OF THE VEHICLE AND ITS CONTENTS. THE CAUSE OF THIS ACCIDENT WAS A DEFECTIVE STEERING MECHANISM IN THE 1999 DODGE RAM QUAD CAB TRUCK WHICH ALLOWED THE VEHICLE TO THE RIGHT, RESULTING IN LOSS OF CONTROL, HITTING A GUARDRAIL, AND RUPTURING THE GASOLINE TANK. *AK