The seatbelt rubs my neck no matter how adjust the seat. In 2015 I was in car accident and had a severe neck injury. I had Thoracic Outlet surgery. Recently on 8-24-23 I was in a fender bender . I injured my neck again, a disk bulge is pressing against my spinal cord. Both accidents the seatbelt pressed against my neck. I was wondering if it was a factory defect.