WHILE DRIVING DOWN A ROAD TRAVELING 40MPH ANOTHER VEHICLE COMING TOWARDS CONSUMER WITH HIGH BEAMS ON, BLINDED CONSUMER'S VISION . CONSUMER, IN RETURN, HIT A VEHICLE ON A SIDE STREET THAT WAS COMING OUT INTO THE FLOW OF TRAFFIC. UPON IMPACT, DRIVER'S SIDE AIRBAG DIDN'T DEPLOY. *AK