I WAS INVOLVED IN A VEHICLE ACCIDENT THE 28TH OF AUGUST, ON A TWO-LANE ROAD. I HIT A FORD RANGER THAT HAD REAR-ENDED ANOTHER VEHICLE CAUSING THE RANGER TO SPIN AROUND HITTING ME HEAD-ON AT 55M.P.H. THE FORD'S AIR-BAGS DEPLOYED ON BOTH DRIVER AND PASSENGER SIDES, BUT NEITHER SIDE OF MY CHEVROLET'S DEPLOYED. I WAS WEARING MY SEATBELT, BUT THE FORCE OF THE ACCIDENT STILL CAUSED MY LEFT KNEE TO HIT THE DASH BOARD. I RECEIVED BACK AND KNEE PAIN AND WAS TAKEN TO THE HOSPITAL BY AMBULANCE. I HAD TORN CARTLIDGE IN MY KNEE, AND I TORE MY MCL LIGAMENT, I HAVE HAD SURGERY ON MY LEFT KNEE TO REPAIR THE DAMAGE, BUT I AM STILL UNABLE TO WORK BECAUSE OF THE INJURIES.I BELIEVE THE AIR-BAGS SHOULD HAVE DEPLOYED AND SO DOES THE BODY SHOP THAT REPAIRED MY VEHICLE. MY INSURANCE COMPANY SENT MY VEHICLE OFF TO BE CHECKED OUT TO SEE WHY THEY DIDN'T DEPLOY AND THEIR REASON WAS I DIDN'T HIT AT A HIGH ENOUGH RATE OF SPEED. THIS ANSWER DOES NOT SATISFY ME SINCE IT WAS AT 55M.P.H.*AK