I WAS TRAVELING AROUND 30MPH. CAME UP ON STOP SIGN ROAD TURNED TO ICE COUD NOT STOP HIT ENBANKMENT HEAD ON SHOULDER STRAP DID NOT CATCH FACE HIT WINDSHIELD CRACKED NOSE IN TWO PLACES.IF AIR BAGS WOULD HAVE DEPLOYED INJURIES WOULD NOT HAVE BEEN SO BAD !!!*AK