CONSUMER WAS TRAVELING ABOUT 65MPH ON HIGHWAY WHEN A DOG RAN IN FRONT OF VEHICLE IN TRAFFIC AND SHE VEERED INTO ANOTHER VEHICLE, CAUSING AN ACCIDENT. CONSUMER'S HEAD HIT STEERING WHEEL, AND SHE LOST CONTROL, AND WENT INTO AN ENBANKMENT. VEHICLE FLIIPED TWICE. UPON IMPACT, DUAL AIRBAGS DIDN'T DEPLOY, AND CONSUMER SUFFERED HEAD INJURIES. *AK