WHILE DRIVING, CONSUMER NOTICED A SEMI TRUCK HAD JACK-KNIFED, CONSUMER WENT AROUND THE TRUCK AND THE FRONT WHEEL HIT A DITCH CAUSING VEHICLE TO FLIP UPSIDE DOWN, ANOTHER SEMI ATTEMPTED TO GO AROUND THE DISABLED TRUCK WHEN IT TOO JACK-KNIFED HITTING CONSUMER'S VEHICLE SENDING IT 175 FEET, THERE WAS NO ROLL BAR IN VEHICLE WHICH WOULD HAVE HELPED IN THE SITUATION, CONSUMER WAS INJURED (MINOR) IN ACCIDENT. *SLC