CONSUMER REAR ENDED ANOTHER VEHICLE WHILE DRIVING, THE FRONT OF THE VEHICLE DROPPED DOWN DURING HARD BRAKING AND THE BUMPER WENT BELOW THE OTHER VEHICLE AND NEVER TOOK IMPACT BUT RESULTED IN $6000. IN DAMAGE (HOOD, RADIATOR, HEADLIGHTS, FENDERS, SIDE MARKERS AND CRUMPLE ZONE), THE CONSUMER BELIEVES NO VEHICLE SHOULD BE TOTALED FOR A 15 MPH FRONT END CRASH. NLM