I WAS DRIVING APPROX. 40MPH WHEN A 16 YEAR OLD DRIVER SITTING THE THE TURN LANE COMING FROM THE OPPOSITE DIRECTION PULLED OUT IN FRONT OF ME. I HIT MY BRAKES(ABOUT 20FT OF SKID MARKS) AND PULLED TO THE RIGHT TO AVOID THE OTHER CAR. I HIT THE OTHER CAR IN THE FRONT PASSENGER SIDE THE WENT ABOUT 15 FEET AND HIT A FOUR FOOT BLOCK WALL. MY PATHFINDER FOLLOWED THE WALL ABOUT 12 FEET AND CAME TO A REST ALMOST ON ITS SIDE. I HAD TWO FRONT IMPACTS AND NEITHER AIRBAG OPENED ON EITHER IMPACT. *AK