I WAS DRIVING DOWN A TWO LANE DAMP ROAD AT APPROXIMATELY 50 MPH. THE TAIL END OF THE CAR STARTED TO FISHTAIL, AND I WENT OFF THE ROAD, THROUGH SOME BUSHES, AND HEAD-ON INTO AN OAK TREE. NEITHER AIR-BAD DEPLOYED. I WOULD GUESS THAT I WAS TRAVELING ABOUT 40-30MPH AT THE POINT OF IMPACT. I WAS WEARING MY SEAT BELT, AND ONLY SUFFERED BRUISED KNEES, AND SORE STIFF NECK.*AK