ON A FRONTAL IMPACT, WITH ABOUT A 30 MPH SPEED CHANGE, THE RIGHT SEAT BOTTOM MOVED FORWARD AS ITS ANCHOR FAILED, AND THE SPLIT SEAT BACK FAILED, WITH A BARN DOOR EFFECT DUE TO POOR LATCH PLACEMENT, CAUSED OWNER'S 15 YEARS OLD DAUGHTER TO SUBMARINE FORWARD CAUSING THE LAP BELT TO RIDE UP OVER HER PELVIS AT THE SAME TIME SEAT BACK COLLAPSED ON HER, WHICH CAUSED TERRIBLE ABDOMINAL INJURIES, A CHANCE FRACTURE AT L-3, AND A SEVERED SPINAL CORD RESULTING IN PARAPLEGIA. THREE POINT BELT WAS BEING PROPERLY UTILIZED AT THE TIME OF THE COLLISION, AND THE TRUNK WAS LIGHTLY LOADED.*AK