MY WIFE WAS DRIVING THE VEHICLE WHEN SHE SMELLED A BURNING ODOR. SHE LOOKED BEHIND HER AND SAW FLAMES COMING OUT OF THE RIGHT REAR SIDE PANEL NEXT TO THE THIRD SEAT. SHE PULLED OVER AND CALLED 911. THE POLICE AND FIRE DEPT. CAME AND PUT OUT THE FIRE. THE FIRE DEPT. SAID IT APPEARED TO BE CAUSED BY AN ELECTRICAL SHORT. MY INSURANCE COMPANY, NEW JERSEY MANUFACTURERS INSURANCE CO., DECLARED THE CAR A TOTAL LOSS AND TOOK IT.