CONSUMER EXITED THE FREEWAY BEHIND ANOTHER VEHICLE, THE VEHICLE IN FRONT OF THE CONSUMER SUDDENLY MOVED TO THE RIGHT LANE, AND CONSUMER BRAKED AND SWERVED RIGHT DUE TO THE SUDDEN EMERGENCY, CONSUMER HIT STEERING WHEEL VERY HARD, DRIVER SIDE AIRBAG DID NOT DEPLOY BUT PASSENGER SIDE AIRBAG DID AND THE CONSUMER WAS TRANSPORTED TO THE HOSPITAL,WITH SEVERE CHEST CONTUSIONS AND NECK INJURIES.*ET