WHILE DRIVING 50 MPH CONSUMER'S CHILD WAS PLUGGING IN A CELL PHONE CORD, AND LOST CONTROL OF VEHICLE. VEHICLE VEERED DOWN INTO AN EMBANKMENT. THEN, CAME BACK ONTO THE HIGHWAY, SIDE SWIPED ANOTHER VEHICLE, AND SLAMMED INTO A GUARDRAIL. SEAT BELTS WERE WORN, BUT THE AIR BAGS DID NOT DEPLOY. CONSUMER'S CHILD SUFFERED SEVERE INJURIES.*AK