DRIVER TRAVELING IN 2003 HONDA CIVIC AT ABOUT 40 MPH; OTHER DRIVER (IN A FORD MINIVAN) COMING FROM OPPOSITE DIRECTION MADE ILLEGAL TURN IN FRONT OF CIVIC CAUSING COLLISION; CIVIC COLLIDED WITH FRONT PASSENGER WHEEL OF THE MINIVAN, FOLDING THE WHEEL UNDER; HIT BRAKES ON CIVIC BUT CONSIDERABLE DAMAGE TO BOTH VEHICLES (APPROXIMATELY $6000 ON THE CIVIC); AIR BAG DID NOT DEPLOY ON THE CIVIC. *AK