I WAS DRIVING DOWN THE ROAD WHEN A TRUCK RAN HIS STOP SIGN AND STOPPED IN THE INTERSECTION (IT IS NOT A 4 STOP). IT WAS LIGHTLY RAINING. WHEN I APPLIED MY BRAKES THE ABS DIDN'T WORK AND I THEN LOST CONTROL SLAMMING INTO THE DITCH EMBANKMENT. MISSING THE TRUCK. I WAS GOING ABOUT 35-40 MPH WHEN I HIT. I HIT HEAD ON INTO THE EMBANKMENT. WHEN I HIT MY AIR BAG DIDN'T DEPLOY AND THE STEERING COLUMN BROKE. *LA