WHILE DRIVING AT 40 MPH THE VEHICLE COLLIDED WITH ANOTHER VEHICLE HEAD ON. THE CONSUMER SUFFERED A HERNIATED DISC IN THE BACK AND LEG AND LEG MUSCLE SPRAINS. THE POLICE ARRIVED AND CITED THE CONSUMER FOR DRIVING IN A SAFETY ZONE. THE CONSUMER WAS WEARING A SEAT BELT AT THE TIME BUT THE AIRS BAG DID NOT DEPLOY. *NM