WHILE AT A COMPLETE STOP BECAUSE OF ROAD CONSTRUCTION, THE CONSUMER'S VEHICLE WAS REAR ENDED BY ANOTHER VEHICLE AT 40 MPH. UPON IMPACT, NONE OF THE FRONTAL AIR BAGS DEPLOYED, AND THE DRIVER'S SIDE SEAT BELT FAILED TO RETRACT. ALSO, DRIVER'S SIDE SEAT BACK RECLINED BACKWARDS ONTO THE REAR SEAT. DRIVER SUSTAINED SEVERE BRUISES TO CHEST/BREAST BONE/LUNGS/HEART/LOWER ABDOMINAL, AND LEFT LEG. *AK *LA