VEHICLE'S STEERING LOCKED UP RESULTING IN CONSUMER HITTING AN EMBANKMENT. *MR THE STEERING WHEEL SPUN TO THE LEFT AND LOCKED IN THE LEFT POSITION. THE VEHICLE DID NOT HAVE BRAKES. IT FELT AS IF THE VEHICLE SHUT OFF. THE VEHICLE WAS DECLARED A TOTAL LOSS. THE TWO FRONT TIRES WERE BALD. THE SWAY BAR WAS BROKEN AND COULD HAVE CONTRIBUTED TO THE SPIN OUT. *SC