A TRACTOR TRAILER SUDDENLY PULLED OUT IN-FRONT OF THE CONSUMER. THE CONSUMER WASN'T ABLE TO STOP BECAUSE THEIR VEHICLE SKIDDED ON A PATCH OF ICE. THE VEHICLE'S SPEED WAS 40 MPH BEFORE IT SKIDDED ON THE ICE. THIS RESULTED IN THE VEHICLE CRASHING INTO THE TRAILER HEAD ON. UPON IMPACT THE VEHICLE BOUNCED OFF THE TRAILER BEFORE COMING TO A COMPLETE STOP. WHILE AT A COMPLETE STOP THE VEHICLE WAS REAR ENDED BY A SUV TRUCK. THE FRONTAL AIR BAGS FAILED TO DEPLOY UPON IMPACT. THE DRIVER SUSTAINED WHIP LASH, CERVICAL STRAIN AND BACK INJURIES. *JB