OWNER WAS MAKING A TURN AT 20 MPH AND HIT A TREE. THE AIR BAGS FAILED TO DEPLOY. THE VEHICLE ACTUALLY HIT A TREE AND SPLIT THE TREE IN HALF. THE TREE WAS ABOUT 8" TO 10" IN DIAMETER. PROVIDE FURTHER DETAILS. *JB COMPLAINT FILED ON BEHALF OF CONSUMER WHO IS RECOVERING IN A NURSING HOME. *TC