WHILE DRIVING 55 MPH THE CONSUMER WAS INVOLVED IN FRONTAL COLLISION. UPON IMPACT, THE AIR BAGS DID NOT DEPLOY. THE DRIVER SUSTAINED MAJOR NECK,BACK , AND HIP INJURIES. THE VEHICLE WAS TOTALED. *AK (SEE ALSO ODI REF. NO. 10106755 - SAME VEHICLE) *MJJ *TC