CONSUMER'S VEHICLE WAS INVOLVED IN A T-BONE COLLISION AT 40 MPH, AND THE AIR BAGS WERE DELAYED 3 SECONDS OR MORE BEFORE DEPLOYING. THIS CAUSED CONSUMER'S HEAD TO HIT THE STEERING WHEEL, AND SUSTAIN RIB INJURIES. CONSUMER WAS NOT TRANSPORTED TO THE LOCAL HOSPITAL. DEALER AND THE MANUFACTURER WERE NOT NOTIFIED.*AK *BF *NM