DT: ON DRY PAVEMENT THERE WAS AN ACCIDENT ON FRONT END AND NO AIR BAG DEPLOYED. VEHICLE WAS STOPPED AT THE TIME OF IMPACT, OWNER THOUGHT THE OTHER VEHICLE WAS GOING ABOUT 45. MPH VEHICLE WAS EQUIPPED WITH THE SIDE CURTAIN AIR BAGS AND FRONT DRIVER AND PASSENGER AIR BAGS. THE OCCUPANTS WERE WEARING SEAT BELTS. THERE WAS NO AIR BAG WARNING LIGHTS ON. THERE HAS NEVER BEFORE BEEN AN ACCIDENT WITH THIS VEHICLE, AND AIR BAGS NEVER DEPLOYED. VEHICLE WAS BOUGHT NEW. DRIVER SUSTAINED INJURIES, BROKEN AN ANKLE A TIBIA, LEFT WRIST, AND SUSTAINED MULTIPLE CONTUSIONS. DRIVER'S DAUGHTER HAS SUFFERED FROM LABOR CONTRACTIONS AFTER ACCIDENT. OCCUPANTS WERE TREATED IMMEDIATELY AFTER. THERE WAS AN INVESTIGATION BY INSURANCE COMPANY. VEHICLE WAS TOTALED, FRAME WAS BENT. OWNER CALLED TOYOTA, AND THEY REFERRED HER TO NHTSA. *AK