I HAD NO INDICATION THAT MY SEAT BELT OR AIRBAG WERE FAULTY. WHILE DRIVING AT 40 MPH I STRUCK A CAR THAT TURNED LEFT DIRECTLY IN FRONT OF ME. MY SEAT BELT FAILED TO LOCK AND I WAS LIFTED OUT OF THE SEAT AND HIT MY HEAD, SHOULDER, AND HIP ON THE LEFT SIDE OF MY CAR. THE AIRBAG DID NOT INFLATE. THE INSURANCE ADJUSTER COULD NOT BELIEVE THAT THE AIRBAG DIDN'T INFLATE CONSIDERING THE FORCE OF THE IMPACT. *JB