VEHICLE IS A 2004 JEEP WRANGLER 4X4 PURCHASED 12/04. DEBRIS ACCUMULATED UNDER THE SKID PLATE, APPARENTLY IGNITED BY EXHAUST SYSTEM. I SMELLED AND SAW SMOKE AND HAD A FIRE EXTINGUISHER WHICH I USED TO PUT OUT THE FIRE. ENGINE WIRING HARNESS DAMAGED BY THE FIRE, REPAIRS ABOUT $2,000. SKID PLATE DESIGN ALLOWS DEBRIS TO COME IN FRONT OF SKID PLATE BUT NOT BE BLOWN OUT THE BACK OR BOTTOM. I BOUGHT THE JEEP IN PART FOR ITS OFFROAD CAPABILITIES, BUT AM AFRAID TO USE IT NOW. *NM