TRUCK SKID ON ICE AND FRONT END WAS SMASHED IN. THE AIR BAGS NEVER DEPLOYED CAUSING AND DRIVER TO BE THROWN FROM THE VEHICLE. THE DRIVER DID HAVE SURGERY ON HIS LEG BECAUSE OF THE SEVERITY OF THE BREAK. THE DRIVER WILL NOT BE ABLE TO PUT ANY PRESSURE ON THE LEG FOR A MINIMUM OF THREE MONTHS. AND AFTER THAT IT WILL BE VERY MINIMAL AND WILL GRADUALLY INCREASE. DURING THIS TIME THE DRIVER WILL NOT BE ABLE TO WORK AND THEREFORE NOW HAS NO SOURCE OF INCOME. TRUCK IS TOTALED. *NM