DT*: THE CONTACT STATED THE DRIVER SIDE AIRBAG DEPLOYED WITHOUT WARNING WHILE DRIVING 35MPH. THE DRIVER SEAT BELT WAS IN USE AT THE TIME OF THE INCIDENT AND THE BRAKES WERE NOT BEING APPLIED. THE SUDDEN DEPLOYMENT OF THE AIRBAG STARTLED THE CONTACT AND THE STEERING WHEEL WAS JERKED IN REACTION TO THE AIRBAG. THE VEHICLE LEFT THE ROADWAY AND STRUCK A CURB, THE VEHICLE SUSTAINED DAMAGE TO THE PASSENGER SIDE AND THE OIL PAN WAS RUPTURED. THE VEHICLE WAS TOWED TO A SERVICE DEALER WHO DETERMINED THE AIR BAG SENSOR/ACTUATOR WAS SET TOO HIGH CAUSING THE AIR BAG TO DEPLOY PREMATURELY.