ON JUNE 6, 2006, MY VEHICLE WAS INVOLVED IN A FRONTAL(T-BONE) COLLISION. A CAR PULLED OUT IN FRONT OF IT AFTER CROSSING 3 LANES OF TRAFFIC. SPEED WAS 55 MPH. I WAS STRUCK IN THE DRIVERS FRONT AND SMASHED THE FRONT OF THE AUTO. INSURANCE TOTALED THE CAR AS DAMAGE WAS IN EXCESS OF $11,000. A PASSENGER WAS IN THE CAR. BOTH WORE SEAT BELTS. NEITHER AIR BAG DEPLOYED IN SPITE OF A FRONTAL COLLISION THAT TOTALED THE VEHICL. *NM