FELL ASLEEP AT WHEEL, CRASHED AT SPEED OF 60-65 MPH, HIT EMBANKMENT FIRST AND THEN 24" DIAMETER TREE PLUS OTHER SMALLER TREES, FRONT OF VEHICLE COMPRESSED APPROX. 38 INCHES INCLUDING BUMPER, NEVER APPLIED BRAKES DUE TO SLEEPING, AT IMPACT DRIVER'S CHEST HIT STEERING WHEEL AND HEAD HIT DASH, AIRBAG NEVER DEPLOYED, VEHICLE TOTALED AND DRIVER HOSPITALIZED WITH HEAD/CHEST TRAUMA