FAILURE OF DRIVER'S SHOULDER SEAT BELT TO RETRACT DURING MAJOR ACCIDENT. WHILE DRIVING MY 2005 HONDA ACCORD, ANOTHER DRIVER FAILED TO YIELD TO ONCOMING TRAFFIC AND I HIT HEAD ON AT 45 MPH AT MY DRIVER'S LEFT FRONT TO CENTER FRONT. DRIVER AIRBAG DEPLOYED AND SEAT BELT WAS BUCKLED, BUT THERE WAS NO TENSION NOR RETRACTION OF MY DRIVER'S SHOULDER SEAT BELT. I WENT ABOVE AIR BAG, INTO AND BROKE WINDSHIELD AND BACK UP AGAIN. SUSTAINED HEAD, NECK, BACK, CHEST AND ARM INJURIES. 2005 HONDA WAS TOTALED BY INSURANCE COMPANY. *TR