TL*THE CONTACT OWNS A 2006 HONDA ACCORD. WHILE DRIVING 50 MPH, THE CONTACT MADE AN INCORRECT TURN AND STRUCK A PALM TREE WITH THE FRONT END OF THE VEHICLE. DURING THE CRASH, THE SAFETY HARNESS RETRACTOR FAILED AND THE AIR BAGS DID NOT DEPLOY. THERE WERE NO INJURIES AND A POLICE REPORT WAS FILED. THE VEHICLE WAS TOWED TO A JUNKYARD AND HAS NOT BEEN DIAGNOSED BY THE DEALER. THE CURRENT AND FAILURE MILEAGES WERE 24,000.