ON THE DATE IN QUESTION, I WAS STANDING STILL AT A RED LIGHT. THERE WAS HEAVY RAIN. WHEN THE LIGHT TURNED GREEN I PROCEEDED THROUGH THE INTERSECTION. THE VEHICLE IN FRONT OF ME WAS APPROXIMATELY 5 CAR-LENGTHS AHEAD OF ME. TRAFFIC SUDDENLY CAME TO AN ABRUPT STOP. I HIT MY BRAKE, SKIDDED THE ENTIRE DISTANCE BETWEEN MYSELF AND THE VEHICLE STOPPED IN FRONT OF ME AND HIT IT IN THE REAR. MY ENTIRE FRONT-END WAS SMASHED IN; THE VEHICLE I HIT WAS A LATE MODEL FORD EXPLORER WHICH SUSTAINED NO DAMAGE. THERE WERE NO INJURIES, HOWEVER, MY AIR BAG DID NOT DEPLOY, MY ENTIRE FRONT END WAS DEMOLISHED AFTER PROCEEDING A SHORT DISTANCE AT A LOW RATE OF SPEED. THERE WERE FLUIDS LEAKING AND SMOKE EMANATING FROM UNDER THE HOOD. THE WAS DECLARED BY THE POLICE TO BE UNDRIVEABLE AND HAD TO BE TOWED TO A REPAIR SHOP. *TR