ON 14 JUNE 08, MY MOTHER'S 98 LINCOLN NAVIGATOR CAUGHT FIRE WHILE PARKED IN MY GARAGE, IT BURNED MY GARAGE AND THERE WAS ENOUGH DAMAGE THAT I WAS MOVED OUT OF MY HOUSE. I FILED A CLAIM WITH FORD AND THEY DENIED MY CLAIM BECAUSE THEY STATED THAT NC LAW STATES THAT THEY DON'T HAVE TO COVER A VEHICLE IF IT IS OVER 6 YEARS OLD. *TR